My money is on shake n bake. I have longed to prove FO wrong!

I am about as big of a Colts die hard as they come. But 14 wins? That reeks of homerism, which is fine, I am often guilty too. But how do you figure that playing in the toughest division in the AFC, arguably the NFL. On top of that, the Colts have the second toughest schedule in the league. I hope you are right, but that is going to be tough. I could see 14 wins for the Pats who play in an awful division and own the easiest schedule in football. My question is this…would you be willing to put you hard earned dollars on that prediction? Or is it just wishful thinking?

Not bad. FO’s system is flawed in that it assumes that it is impossible to stay excellent for long periods of time, and that given enough time any team will regress toward the mean. Personally, I’d peg the Ravens for 6-8 wins. They typically have a yo-yo effect where they go 13-3 and then 4-12, so I think when you factor in the age and the retirement of their franchise left tackle and breaking in a new QB, 6-8 sounds right. With out brutal schedule, I don’t think the Colts will win 14 games. 12-13, I can see. 14 is highly unlikely. I’d actually give the Raiders another game. They had a good defense last year, and Darren McFadden could be the next Gale Sayers, or the next Reggie Bush. A good running game is the easiest and quickest way to bring a QB along who may be anywhere from average to functionally retarded in the football smarts department.