I, for one, can't wait for the discussions at the end of the season. I remember last year how ridiculous it was that we were discussing why we should not have given up the UNDEFEATED season and how our football savy fans were booing a 14-0 football team at home. I am so "happy" that we won't have to relive that this year. We all got our wish. We will now have to play all 16 games, unless we go on another long winning streak. We won't have to worry about fans (who normally wouldn't) that bought tickets to a game so they could see an undefeated team. We won't have to worry about when the Colts will rest players. We don't have to worry about fans calling into Polian's show and asking him why we "quit" on the season. In the last games this year, we can have serious discussions about what we can do to win games and what it will take to make the playoffs.
Don't worry, all is not lost. We have lost 2 road division games. Any team can be expected to lose 2 road division games. Playing teams in your division are always tough games. All we have done is reduced our margin for error. We have been here before. My biggest concern is the in-game decisions by Caldwell. The time out was ridiculous. I think he was outcoached. He clearly was not aware of how the defense was outplayed, what they needed for a first down and what their chances of getting it were. The defense has been inconsistent so far, but they have played well at home. They have to realize that, on the road, they are going to get everybody's best shot and they need to raise the level of their game.
We are still only one game behind in our division and one game behind the best record in the league, despite our bad start. If we beat KC and Washington, we will be 4-2 (with 4 road games played, 2 division road games), and the bye week will allow us to rest and get healthy. If we then beat Houston, we will be tied for the division lead (at worst) and in good shape to finish out the season strong. Not a time to panic, but we do have a tough road ahead of us.