Have to top the 2.1 game average error from last years predictions, which won't be easy, but I'm hopeful.

At this point of the year nearly every team seems improved, and for good reason. Their front offices just spent the last few months working to better their club, so it's important to remember there are only so many wins to go around. It's a zero-sum game, so the wisdom of the Red Queen rules;

"Well, in our country," said Alice, still panting a little, "you'd generally get to somewhere else — if you run very fast for a long time, as we've been doing."

"A slow sort of country!" said the Queen. "Now, here, you see, it takes all the running you can do, to keep in the same place. If you want to get somewhere else, you must run at least twice as fast as that!"

All that said, onto the predictions.

AFC Playoffs

NFC Playoffs

On the clock

1. Cleveland Browns (2-14)
2. St. Louis Rams (3-13)
3. Buffalo Bills (4-12)
4. Detriot Lions (4-12)
5. Tampa Bay Bucs (4-12)
6. NE via Oakland Raiders (4-12) 
7. Seattle Seahawks (5-11)
8. Tennessee Titans (5-11)
9. Carolina Panthers (6-10)
10. Kansas City Chiefs (6-10)
11. Washington Redskins (6-10)
12. Denver Broncos (6-10)
13. Chicago Bears (7-9)
14. Arizona Cardinals (8-8)
15. Atlanta Falcons (8-8)
16. Jacksonville Jaguars (8-8)
17. Miami Dolphins (8-8)
18. Houston Texans (9-7)
19. Pittsburgh Steelers (9-7)
20. Minnesota Vikings (10-6)

*i use the un-rounded record as a tiebreaker before using the standard NFL methods.

The method for standardizing and incorporating schedule into my subjective opinions I used is described here. You can try it yourself with this spreadsheet (might come in useful for a possible record prediction contest maybe coming soon).

Update: there was a small mistake in the template originally linked. It's fixed in the one downloadable now.

Update2: for those with older versions of excel try this download of the spreadsheet